Discover the Billion-Dollar Industry Exposed
Learn how everyday people are building six-figure businesses recovering forgotten government-held money for families across America — and how you can too.
All States Served
Nationwide Coverage
Signed Cases by Students
Real Cases. Real Signatures. Real Money.
Members
of eligible claims resolved with funds recovered.
What Are Surplus Funds
There Are Billions Sitting in Government Accounts — Waiting to Be Claimed
Every year, thousands of properties go through foreclosure and tax sales. When these properties sell for more than what’s owed, the extra money — called “surplus funds” or “overages” — gets held by the county or state.
Here's the problem: Most families have no idea this money exists.
They lose their home and walk away, never knowing they could be owed $5,000, $50,000, or even $500,000+.
That’s where surplus funds recovery comes in.
As a recovery specialist, you locate these forgotten funds, connect with the rightful owners, and help them claim what’s legally theirs. In exchange, you earn a percentage — typically 30-40% — for your expertise and work.
It's not a "side hustle." It's a legitimate, legally-recognized profession that changes lives.
Why Surplus Funds Secrets?
Built by Practitioners, Not Gurus
We’re not internet marketers who read about this in a book. We’re active recovery specialists and business operators who have:
- Closed millions in surplus funds cases nationwide
- Built real attorney partnerships and legal infrastructure
- Developed systems that actually work in the real world
- Made every mistake so you don’t have to
Surplus Funds Secrets was created to give you the roadmap we wish we had — the legal frameworks, the skip tracing techniques, the negotiation scripts, and the business systems that turn this opportunity into a real, sustainable income stream.
The Guys Behind Surplus Funds Secrets
Carl O`Neal
- Co-Founder & Business Architect
- 7-Figure Exit as Founder
- Full Circle Asset Recovery LLC Founder
- Legal Document & Compliance Specialist
MATTHEW JOFFRE
- Co-Founder & CEO
- Business Architect & Strategist
- 7-Figure Exit as Founder
- Multi 7-Figure Real Estate Portfolio
- Co-Founder, Full Circle Investment Partners
Frequently Asked Questions - FAQs
Got Questions? We've Got Answers.
Absolutely. Surplus funds recovery is a legitimate, legally-recognized profession. You’re helping people claim money that is legally theirs. Most states have specific statutes governing this process, and we teach you exactly how to operate within them.
In most states, no. You’re not practicing law — you’re providing a location and administrative service. However, requirements vary by state, and the Masterclass covers exactly what you need (and don’t need) for each jurisdiction.
It depends on your effort and the cases you pursue. A single case can range from $2,000 to $200,000+ in fees. Most active practitioners earn $5,000-$20,000/month. Some scale to multiple six figures. We’ll show you real numbers and realistic timelines.
Most students who follow the system land their first signed deal within 30 days. Actual funding can take 30-180 days depending on the state and complexity of the case.
With billions in unclaimed surplus funds nationwide and new cases being created every month through foreclosures and tax sales, this industry is nowhere near saturated. There is more than enough opportunity for those willing to do the work.
Surplus funds recovery requires working with US counties and claimants. While it’s possible to operate remotely from outside the US, it’s significantly easier if you’re US-based.
Ready to Start Recovering Surplus Funds?
Join thousands of entrepreneurs discovering how to locate forgotten government-held money, help families recover what’s legally theirs, and build a real, recession-resistant business.
