Introduction
Every year, millions of dollars in surplus funds (also known as overages) are left unclaimed after foreclosure auctions and tax sales. Most people don’t even know these funds exist — let alone how to claim them. In this article, we’ll break down what surplus funds are, how they work, and why they present one of the most overlooked opportunities for entrepreneurs and families alike.
What Are Surplus Funds?
When a property is sold at auction (often due to foreclosure or unpaid taxes), the sale sometimes generates more money than the amount owed. That “extra” money — the surplus — legally belongs to the former homeowner or property owner.
For example:
- Mortgage owed: $90,000
- Auction sale: $130,000
- Surplus funds: $40,000
That $40,000 doesn’t belong to the bank — it belongs to the homeowner.
Why Do So Many Go Unclaimed?
- Lack of awareness: Most people don’t know this process exists.
- Complex legal process: Filing to claim requires specific steps, often involving the courts.
- Time limits: Some states impose deadlines; if missed, the money reverts to the state.
The Entrepreneurial Opportunity
This is where surplus recovery professionals step in. By helping homeowners navigate the process, you:
- Tap into a multi-billion dollar pool of funds
- Serve families in need
- Build a profitable business model
Why Surplus Funds Secrets?
At Surplus Funds Secrets, we teach you the step-by-step process to identify, research, and recover these funds — ethically and legally. Our mentorship ensures you have the tools, scripts, and attorney-backed guidance to succeed.
Conclusion
- Surplus funds represent hidden wealth that belongs in the hands of rightful owners. The opportunity is massive — but only if you know how to tap into it.
- Ready to learn how? Download our free guide and take the first step today.